Credit risk analyst

Credit risk analyst
UK wide positions available
28k-40k+

A major financial company is looking to expand its marketing and research team to conduct a number of projects including project design, data collection, analysis, summary of findings, recommendations and presentation of results.

Monitors and evaluates performance of credit support systems utilising external scoring, management software packages or programs to aid in managing account acquisitions and portfolio management.

Conducts studies of customer groups and product types and develops computer-based models for projections, e.g. delinquency and charge-off, cost and profitability, new account acquisition, credit limit setting, and account management.

Designs and writes mainframe and PC programs for statistical analysis of portfolio performance. Gathers and analyzes economic data to determine impact on business operations as appropriate.

Supervises trains and reviews the work of Credit Risk Analysts or special project teams as necessary.

Evaluates and implements internal and external credit scoring using both traditional and other advanced technologies.

May manage projects to develop recommendations for credit policy, bulk acquisitions, new merchant program structures, profitability/pricing for accounts and portfolios, and provides revenue, cost, delinquency and loss forecast.

Requirements: * Bachelor*s degree in Mathematics, Statistics, Business Finance, Economics or equivalent required. Master*s Degree preferred.

* Two to four years of related work experience and knowledge and understanding of consumer lending origination, collections and credit risk needed.

* Must have analytical, computer, and statistical skills as well as the ability to approach problems in a quantitative manner. Ability to present analyses in a clear, concise, and convincing manner through oral and written presentations.

* Computer programming must include 1 - 2 years of statistical programs like SAS or SAP or advanced use of data base programs.

Interested? Then forward your CV now to PQT now on j.poole@people-quest.co.uk. Alternatively call our specialist team now on 020 7170 4101 and ask to speak to John.